Hi All

Well this topic has come up on more than one occasion. I am looking for an insurance agent or company that knows how to insure a thermographer who performs industrial inspections (electrical work).

 

Regards

 

Rory

 

 

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Rory Paul
Independent Level II Thermographer
Barak Systems
www.baraksystems.com

Rory,

I'm sure there are plenty of souces out there. I used Nationwide Insurance and you have to tell them "Industrial Photography". I have the camera insured as well as the 1 million GL for about $600 a year.

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Jeff Gadd
Vision Infrared Services
www.visioninfrared.com

Thanks Jeff

Do you pull your own panels or always use an electrician? When my agent heard about this she had palpitations. I am currently having the new agent get a letter from the provider that understand what a thermographer does i.e. open panels etc etc.

Regards

 

Rory

 

 

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Rory Paul
Independent Level II Thermographer
Barak Systems
www.baraksystems.com

I do not. Below is on every quote I do. If you are pulling pnls you probably need the same insurance an electrical contractor would have.

 

We only request that you provide an electrician or other qualified person to serve as a guide as well as provide access to equipment to be inspected.

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Jeff Gadd
Vision Infrared Services
www.visioninfrared.com

I have a 1 mil E&O for IR............ it is Cincinnati casualty...... it is 1095 a year........... Art 

Rory

You Don't use Hazana Rivers for your insurance? I just got my new policy for the year and it was only $500 and that covers my camera to.

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Jeremy Kays Reliability Technician
Level II IR, MCA / UE Level I, In Compliance with the ASNT guidelines
X-Ray Eyes
xrayeyesjl@hotmail.com
www.xrayeyesonline.com

No I am using Zurich. In total with workers comp and liability etc  its about $1800. The issue is that I am listed as an Industrial Photographer the problem is that I open panels if something happens at this point I suspect the insurance carrier could argue that a Photographer has no business open and closing panels  and they would be correct. The only solution is to find a carrier who would cover me or change the way I work.

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Rory Paul
Independent Level II Thermographer
Barak Systems
www.baraksystems.com

Rory here is her contact info. I don't know if she will be able to help you or not. Why do you have Workers Comp. I thought you worked alone?  

Hazana Rivers

Client Manager

Oswald Companies

7530 Lucerne Drive, Suite 101

Middleburg Heights, Ohio 44130-6583

Direct Dial: 440-260-1042

Direct Fax:  440-260-1043

hrivers@oswaldcompanies.com

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Jeremy Kays Reliability Technician
Level II IR, MCA / UE Level I, In Compliance with the ASNT guidelines
X-Ray Eyes
xrayeyesjl@hotmail.com
www.xrayeyesonline.com

Jeremy Thanks.

I work alone but I need it for myself as I am technically an employee of the company if I get blown up I want to be able to claim.

 

Regards

 

Rory

 

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Rory Paul
Independent Level II Thermographer
Barak Systems
www.baraksystems.com

Rory,

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You may want to look into your workman’s comp to make sure you can file a claim for yourself.  I know that here in Idaho I am not able to do so but I can use it for my employees ifin I had some witch I will not.  Its better to have them as 1099 but that is another conversation. 

Lee,

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Idaho Thermal Imaging LLC
Votum Thermography LLC,
Meridian, Idaho
208-941-2545 Cell